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Wednesday, August 27, 2008
 
 
Today's Rates - Zero Points
Phone: 808-356-4000
 
 
Rates & Programs >

Today's Rates

Interest rates Effective: 8/26/2008
 
Select the amount of points you would like to pay and a list of loan programs that most closely match the selection will be displayed. The "0 Points" selection will display loan programs with .5 points or less; "1 Points" will display loan programs with points ranging from .625 - 1.5 points; "2 Points" will display loan programs with 1.625 points or greater.

The rates listed below represent the lowest rates currently available. The actual rates available to you will vary based on a number of factors. Please note that these rates are only available to qualified applicants and assume excellent credit. Rates and terms are subject to change or cancellation. Please call for further details or Apply online.

 
Program
Rate
APR
Points
Monthly
Payment
Per $100,000
Conforming 15 Yr Fixed 5.750% 6.087%1 1.000% $830.41
Conforming 30 Yr Fixed 6.375% 6.562%2 0.750% $623.87
Conforming 5/1 ARM NON-Convertible 6.375% 5.657%3 1.000% $623.87
Conforming 7/1 ARM NON-Convertible 6.500% 5.923%4 1.125% $632.07

 

1Conforming 15 Yr Fixed - The Annual Percentage Rate (APR) is based on a loan amount of $100,000.00, a loan term of 15 years (180 monthly payments), with $742.50 of lender fees and 25 days of prepaid interest. This calculation assumes a minimum down payment of 60% with an occupancy type of owner for a single family dwelling purchase with full income documentation in the state of HI with a lock period of 30 days and no prepayment penalty. Maximum loan amount is $625,500.00 for a single family dwelling.
2Conforming 30 Yr Fixed - The Annual Percentage Rate (APR) is based on a loan amount of $100,000.00, a loan term of 30 years (360 monthly payments), with $742.50 of lender fees and 25 days of prepaid interest. This calculation assumes a minimum down payment of 60% with an occupancy type of owner for a single family dwelling purchase with full income documentation in the state of HI with a lock period of 30 days and no prepayment penalty. Maximum loan amount is $625,500.00 for a single family dwelling.
3Conforming 5/1 ARM NON-Convertible - The Annual Percentage Rate (APR) is based on a loan amount of $100,000.00, a loan term of 30 years (360 monthly payments), with $742.50 of lender fees and 25 days of prepaid interest. This calculation assumes a minimum down payment of 60% with an occupancy type of owner for a single family dwelling purchase with full income documentation in the state of HI with a lock period of 30 days and no prepayment penalty. The interest rate, APR, and monthly payment may increase after the fifth year. Maximum loan amount is $625,500.00 for a single family dwelling.
4Conforming 7/1 ARM NON-Convertible - The Annual Percentage Rate (APR) is based on a loan amount of $100,000.00, a loan term of 30 years (360 monthly payments), with $742.50 of lender fees and 25 days of prepaid interest. This calculation assumes a minimum down payment of 60% with an occupancy type of owner for a single family dwelling purchase with full income documentation in the state of HI with a lock period of 30 days and no prepayment penalty. The interest rate, APR, and monthly payment may increase after the seventh year. Maximum loan amount is $625,500.00 for a single family dwelling.

 
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