|
The rates listed below represent
the lowest rates currently available. The actual rates
available to you will vary based on a number of factors.
Please note that these rates are only available to
qualified applicants and assume excellent credit.
Rates and terms are subject to change or cancellation.
Please call for further details or Apply
online.
|
Program |
Rate |
APR |
Points |
Monthly
Payment
Per $100,000 |
| Conforming 15 Yr Fixed |
6.000% |
6.163%1 |
0.250% |
$843.86 |
| Conforming 30 Yr Fixed |
6.500% |
6.592%2 |
0.125% |
$632.07 |
| Conforming 7/1 ARM NON-Convertible |
6.375% |
5.910%3 |
0.125% |
$623.87 |
| Jumbo 15 Yr Fixed |
6.375% |
6.504%4 |
0.000% |
$864.25 |
| Jumbo 30 Yr Fixed |
6.750% |
6.870%5 |
0.375% |
$648.60 |
| 1Conforming 15 Yr Fixed - The Annual Percentage Rate (APR) is based on a loan amount of $200,000.00, a loan term of 15 years (180 monthly payments), with $742.50 of lender fees and 25 days of prepaid interest. This calculation assumes a minimum down payment of 20% with an occupancy type of owner for a single family dwelling purchase with full income documentation in the state of HI with a lock period of 30 days and no prepayment penalty. Maximum loan amount is $625,500.00 for a single family dwelling. |
| 2Conforming 30 Yr Fixed - The Annual Percentage Rate (APR) is based on a loan amount of $200,000.00, a loan term of 30 years (360 monthly payments), with $742.50 of lender fees and 25 days of prepaid interest. This calculation assumes a minimum down payment of 20% with an occupancy type of owner for a single family dwelling purchase with full income documentation in the state of HI with a lock period of 30 days and no prepayment penalty. Maximum loan amount is $625,500.00 for a single family dwelling. |
| 3Conforming 7/1 ARM NON-Convertible - The Annual Percentage Rate (APR) is based on a loan amount of $200,000.00, a loan term of 30 years (360 monthly payments), with $742.50 of lender fees and 25 days of prepaid interest. This calculation assumes a minimum down payment of 20% with an occupancy type of owner for a single family dwelling purchase with full income documentation in the state of HI with a lock period of 30 days and no prepayment penalty. The interest rate, APR, and monthly payment may increase after the seventh year. Maximum loan amount is $625,500.00 for a single family dwelling. |
| 4Jumbo 15 Yr Fixed - The Annual Percentage Rate (APR) is based on a loan amount of $650,000.00, a loan term of 15 years (180 monthly payments), with $742.50 of lender fees and 25 days of prepaid interest. This calculation assumes a minimum down payment of 20% with an occupancy type of owner for a single family dwelling purchase with full income documentation in the state of HI with a lock period of 30 days and no prepayment penalty. Maximum loan amount is $1,000,000.00 for a single family dwelling. |
| 5Jumbo 30 Yr Fixed - The Annual Percentage Rate (APR) is based on a loan amount of $650,000.00, a loan term of 30 years (360 monthly payments), with $742.50 of lender fees and 25 days of prepaid interest. This calculation assumes a minimum down payment of 20% with an occupancy type of owner for a single family dwelling purchase with full income documentation in the state of HI with a lock period of 30 days and no prepayment penalty. Maximum loan amount is $1,000,000.00 for a single family dwelling. |
